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Next home buyer

You've decided to buy or build another property. Whether you're looking for a bigger house, to downsize, or for an investment property, find out how ANZ can help.

The home buying process


Using existing equity to buy your next home

You may be able to use the equity in your current home towards the deposit for your next home.

Take years off your mortgage

Have a chance each month to win $100k towards your home loan with ANZ until 30 September 2025. If you have an ANZ home loan, you’re automatically in the monthly draw.

Eligibility criteria, terms and conditions, and some exclusions apply. For details, see our competition terms and conditions.

Calculators

Enjoy up to $450 cash back

Take out new home, contents or car insurance cover by 28 July 2025 and you could enjoy $150 per cover, up to $450. Insurance provided by Vero Insurance New Zealand Limited.

Underwriting criteria, terms and conditions, and minimum holding period apply.

Our Home Loan Check In

No matter who you bank with, our ANZ Home Loan Coaches can work with you to make sure your home loan is structured to suit your needs. 

The Home Loan Check In is free, there is no obligation, and it will only take about 15 minutes. Our coaches are happy to talk to you over the phone or in person, whatever suits you.

Next home buyer toolkit

How to apply

From overseas: +64 4 470 3165

Popular buying a home articles

Important information

ANZ lending criteria, terms, conditions, and fees apply. Interest rates and fees are subject to change.

This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see anz.co.nz/fapdisclosure